Auto

3 Reputable Insurance Companies Worth Getting a Policy With
Auto

3 Reputable Insurance Companies Worth Getting a Policy With

With all of the car insurance ads out there, it can be tough to figure out which insurance company is really the better one to go with. As a mature adult, you want your choice to be made based on the company’s merit, and not how funny its little green mascot is. Though let’s be real, that gecko makes some valid points—who doesn’t want to save a little money on their car insurance? That’s how they get us. By telling the consumer they can save money using their product, car insurance agencies rack up their customer base. Car insurance is about more than saving some extra money on your premium, it’s about providing protection when you need it the most. How do we separate the insurers that are all talk from the insurers that mean business? With a little digging, a little research and some h...
Young, Free and Mobile – How You Can Secure Cash to Buy a Car
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Young, Free and Mobile – How You Can Secure Cash to Buy a Car

There are many reasons why people may decide to buy a car; you have just secured your first big job, but it’s difficult to get to it using public transport; you need a run-around while at university or you want to exploit your independence to the full. Whatever the reason, the first hurdle you encounter may be financing the purchase of a car. So, if you aren’t fortunate enough to have the cash in the bank, what sensible approaches to securing cash can you explore? Dealership Finance One of the first routes you can follow is to look at obtaining finance from a respected car dealership. Companies like Shelbourne Motors, offer very competitive rates on hire purchase deals and can be an easy and stress-free way of buying a car as there is no need for direct communication with a third par...
5 Money Saving Tips for Buying a Car
Auto, Personal Finance

5 Money Saving Tips for Buying a Car

Buying a car is always exciting. Whether you’re buying a brand new car or just want a more functional but used car, it’s a big investment. When it’s not planned right, it can burn a hole in your pocket. You’ll find yourself spending more money on the purchase and probably on the upkeep of the car as well. But when it’s done smartly, buying a car can be a great commitment. You can find a wonderful vehicle that will make your life easier and make every buck that you spent on it count. Are you looking for an upgrade? Maybe you want to trade in your old car for a sleek and shiny new model? Or just want to switch your old car for something that works better. Or maybe this is your first car ever! Whatever it might be, it’s essential that you be smart about it and choose the right car for the ...
Falling Petrol Prices Set to Benefit Businesses
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Falling Petrol Prices Set to Benefit Businesses

Small businesses look set to benefit as, according to the RAC, there is a "very good chance" petrol prices could fall to £1 per litre, or even below. The average petrol price is currently £1.07 per litre, but some supermarkets have already started to slash their prices to below £1 a litre in an attempt to lure in Christmas shoppers. Lower Operating Costs According to past figures from the RAC, you would have to go back the summer of 2009 to find the last time that petrol fell below £1. Analysts point to a sharp fall in crude oil prices since last summer as the primary factor behind the fall. Brent Crude is now trading at its lowest point since 2004 at around $36.17 per barrel. While a decrease in the price of petrol generally noted as a positive for the consumer, as it boosts disposabl...
Money Saving Tips: Buying and Owning your First Car
Auto, Personal Finance

Money Saving Tips: Buying and Owning your First Car

When you first pass your driving test you’ll probably experience a rollercoaster of emotions ranging from elation to relief. There’s also the trepidation you might feel if you need to buy a new car. Partly this can stem from the fact you know you need to spend more money buying a car and then there’s the costs involved in owning one. Thankfully though, there are ways and means you can save when making your purchases and indeed for prolonging the lifespan of your first motor. In this post you’ll find a few useful money-saving tips to try. Buying Research Before you dive straight into making a purchase, look into what popular cars are for new drivers, what the price ranges are based on age and mileage and also what finance deals there are available. This can help narrow down your search ...
Auto

Five Tips for Buying Your First Car

Buying a new car should be fun and exciting. But making such a substantial purchase can sometimes make things feel quite stressful. Here are five tips for helping you make the best decision possible when buying your first car – without the stress! 1. Do Your Research Before you grab the keys to your new car and drive off with the wind in your hair, take a step back. Are they asking a fair price for this vehicle? How does the price compare to others in the market of the same make and similar condition? If you don’t know the answer to either of these questions, then one thing’s for sure: you haven’t done your research. Before buying any new car, make sure you’ve done your research online and consulted car value resources such as the Blue Book. These days, with so many resources at your dispo...
1, Auto

4 Expenses That Come With Owning a Car

Owning a car can be very expensive. There are many expenses that go into owning a car of your own, but it doesn't have to completely break your budget. You should think about all of the expenses that go into a car before you choose a car to buy. The actual car. The very first expense will be the actual car that you buy. When deciding on the car you will buy, you need to think about the other three expenses below because you may have thought you could afford the car, but once you account for the other options it may not be possible anymore. Will you buy the car with cash or will you finance the car with a car loan? If you finance the car, you will also have to think about the interest rate you will get on the loan and how much more it will increase your monthly car expenses. Gas. Do no...
Auto, Balance Sheets, Personal Finance

Average Transportation Expense in 2013

According to AAA, the average total transportation cost for a sedan was $9,122 in 2013. For a small sedan, the average was $6,967, and for a large sedan the average cost in 2013 was $11,248. These averages are all based on 15,000 miles being driven in a given year. That's a lot of money! I bet you didn't really think that you spend that much money on your car alone each year. Below are different methods to lower your transportation spending. I mean, who really wants to spend $11,000 a year?! Find your forever car. When you buy and sell a car over and over again, you are going to lose money. This is because cars depreciate quickly. That doesn't mean that you can never buy a new car though. Everyone likes to splurge on different things, and as long as you can realistically afford a car, I...
Don’t Fall For These Common Tricks When Buying a Car
Auto, Balance Sheets, Personal Finance

Don’t Fall For These Common Tricks When Buying a Car

If you are looking to buy a new car or a new-to-you car, then do not fear. So many people get extremely intimidated by the whole process when they really do not need to be. Relax and I will help you out with the process. Today, we will be discussing the different tricks that might be used on you to get you to buy a car. However, whatever you do, always be kind to your salesman or saleswoman. If you go in yelling that they are just trying to scam you, then they won't try to get you a deal. There are many sales people out there who are on YOUR side, so treat them like how you want to be treated :) If you are nice to them, then they will most likely go out of their way to help you out because repeat customers are important in this business. Search for car financing on your own first. If you...
Should You Buy Or Lease Your Next Car?
Auto, Balance Sheets, Personal Finance

Should You Buy Or Lease Your Next Car?

Whenever someone brings up the possibility of leasing a car, usually most people nod their heads and say they would never do that. However, do you really know much about leasing? There are positives of leasing your next car, but there are negatives as well. Here are some things you should think about before you buy or lease your next car. With leasing, there are mileage limits. If you drive a lot of miles each year, then leasing a car may not be for you. Usually leased cars have mileage limits of somewhere between 12,000 to 15,000 miles each year. If you drive over that limit, you may be charged somewhere between 10 cents to 25 cents per mile. However, if you purchase a higher mileage beforehand, then leasing may still be for you as well. Usually if you purchase the mileage beforehand th...